Article featured on Dave Ramsey.

Chris Hogan recently blogged on about Lancaster, PA. He highlighted the city’s place at the top of “100 Best Places to Retire in the USA” as determined by U.S. News & World Report.

Whether your retirement is years away or right around the corner, knowing the best cities to retire can help your hard-earned dollars go farther—so to speak—when you’re ready to sell your home and live your dream.

Having a dream is the easy part, but how do you know which cities are actually best for retirement? Well first, that depends on how you want to retire, but two of the most common factors include cost of living and quality of life. Some others include:

• Tax rates
• Housing costs
• Quality of health care
• Overall happiness

With those factors in mind, let’s take a look at the top 10 best cities to retire.(1) For each one, I’ve included a brief description, a short list of stats, and a special feature that distinguishes each city from the rest.